Ratcliffes History (Key Dates)
Established nearly half a century ago, Ratcliffes has grown into a trusted name in the insurance industry. Our journey reflects decades of expertise, a dedication to our clients, and an unwavering commitment to providing personalised, reliable insurance solutions. Discover how our values and commitment have guided us through the years, adapting to meet the evolving needs of our clients while honouring our proud heritage.
1965
The year in which the 70 mph national speed limit was introduced and Michael Ratcliffe began his career in the insurance industry. Starting with Commercial Union Insurance he worked his way up through the ranks to become an Insurance Broker and eventually set up his own business.
1976
Concorde takes it maiden flight in the same year that Michael Ratcliffe decided to spread his wings and set up M R Ratcliffe Consultants Ltd, specialising in the transport industry in the South West.
1984
Following a major refurbishment of the Company’s Regency offices, situated in the centre of Cheltenham, the staff relocate to their present location.
1984
1984
1995
The development of Commercial Vehicle Underwriting Schemes with leading UK insurers provides additional facilities for the Company’s growth together with an increase in staffing numbers.
2002
Following continuous expansion, the Company decides to set up a Wholesale Division to provide transport insurance expertise for other insurance brokers throughout the UK. Ratcliffes goes digital for the first time with its very first website.
2016
The company celebrates its 40th Anniversary in providing a high quality insurance service to the transport industry, for both the Company’s own retail customers and some 250 Broker Partners.
The Company decides to set-up a new Retail Division specialising in the SME non-motor market and acquires the necessary insurance expertise which allows it to provide the high quality service so well recognised throughout the insurance industry.
2024
The company expanded its product lineup with a new Media Insurance Policy tailored for the media industry. This policy addresses the unique risks faced by media professionals.
2024
The company also launched an easy online quote and purchase system for Courier & Light Haulage insurance.
2024
Additionally, a new Personal Accident Insurance policy will be introduced later this year. It will feature a straightforward online quote and buy process, simplifying coverage both at work and outside work.
2024
The Company’s founder Michael Ratcliffe, as CEO, continues to play a major role within the organisation.