Brokers: 5+ vehicles

Ratcliffe underwriting fleet truck insurance for operators of five or more vehicles

Fleet insurance is a particularly competitive area. You may have limited markets and in recent months seen rapidly rising rates coupled with inflexible underwriters. We have over 40 years of specialist truck insurance knowledge and chances are our Ratcliffe underwriting fleet truck insurance team can help you.

We can consider most fleets whether they are own goods carriers or haulage contractors operating vans to heavy goods vehicles and pretty much anything in between. We’ll find the right policy cover at the best price.

Over 200 UK brokers and intermediaries trust us to provide insurance covers for their clients. There are no call centres and no long wait times. We give advice you can trust and service you can rely on.

Contact us today for flexible cover, great benefits, and some of the best rates in the market. Call 01242 544544 and ask for James Stephens, or Mike Shaw.

Please include the following in your motor fleet presentation;

  • 3 year motor fleet claims experience
  • Claims list
  • Vehicle schedule including trailers
  • Completed motor fleet factfinder

You can download one here;



Why use Ratcliffes for your commercial fleet clients?

  • We provide fleet insurance for both own goods use and haulage (hire and reward)
  • Fleet cover is available for five or more vehicles (commercial, cars, and plant)
  • We cover most occupations and trade risks
  • We cover businesses based in England, Wales and Scotland for vehicle use within the UK and Europe
  • We cover the transportation of non-hazardous goods (some hazardous considered)
  • Trailers can be insured attached and detached when the insured is legally liable
  • We offer low-claims rebates of up to 10% on previous year’s premiums
  • Personal accident and illness cover is available

Our insurance products include:

  • Commercial vehicle insurance
  • Business legal expenses cover
  • Personal accident and illness cover
  • Goods in transit (GIT) cover (including loss of use) incorporating public and employers’ liability cover
  • Excess protection cover

Risk management*

*Terms and conditions apply.

Have you thought about?

We offer the following additional products and services you might need. For further details – Call us on 01242 544 544