NEWS

Commercial Vehicle Insurance

Commercial vehicle insurance

Whatever size your company – from small family business to large organisation – your commercial vehicles keep your business running.

Our in-depth knowledge of the transport industry is backed by over 45 years of helping businesses find commercial vehicle insurance that works for them.

When you take out insurance with us, you only pay for the cover you need – the insurance that keeps your business moving no matter what trade, risk, size, type or use of vehicle you operate.

Having worked with some of the country’s leading haulage and own goods carriers, we understand the pressures faced and we’ll help you to keep your costs down without compromising on cover.

What types of vehicle do we cover?

Whatever type of commercial vehicle you need to insure, and whatever business sector you operate in, we have you covered. We can insure the following, and a whole lot more. Visit Specialist Insurances for more information.

  • Container work
  • Construction industry
  • Tippers
  • Refrigerated vehicles
  • UK and continental transport
  • Low loaders
  • Own goods, haulage or courier
  • Tankers (non-hazardous)
  • Timber
  • Transporters
  • Vehicles with lifting equipment, including cranes and grabs

Our insurance products include

  • Commercial vehicle insurance
  • Business legal expenses cover
  • Personal accident and illness cover
  • Goods in Transit (GIT) insurance (including loss of use) and Public and Employers’ liability cover

Ratcliffes is your dedicated expert in crafting tailored haulage insurance solutions, designed for both independent owner operators and dynamic fleet operators within the transport industry.

Tailored for couriers and fleet managers alike, our comprehensive coverage ensures your deliveries are protected every step of the way.

Specialist Personal Accident scheme available to cover you both whilst in your occupation or carrying out your life in general. Our policy covers you 24 hours a day, whenever you need it.

With years of valuable experience, we’re dedicated to ensuring you secure the most comprehensive coverage available.

Cyber Liability Insurance offers extensive protections, encompassing data security breaches, business interruptions, resilience enhancements, & network security measures.

High Risk Liability

Contractors All Risk

Trades and Engineering

Marine (All Areas)

Property Owners

Contractors All Risk

Trades and Engineering

Marine (All Areas)

Property Owners

High Risk Liability

Contractors All Risk

Trades and Engineering

Marine (All Areas)

Property Owners