Customers: 1-4 vehicles

Truck insurance for owner operators of up to four vehicles

Owner operator truck insurance cover, Courier insurance and own goods carrier insurance.

Just as every business is different so is every commercial transport insurance policy. Our friendly, experienced staff take the time to understand the needs of you and your business so we are able to provide you with a tailored policy cover at a competitive price.

For an insurance quote call us today on 01242 544544 and ask for Karl Illston.

Looking for something more specialist...

Our insurance products include

Commercial vehicle insurance
Business legal expenses cover
Continental medical expenses
Personal accident and illness cover
Excess protection cover
Goods in transit (GIT) insurance (including loss of use) incorporating public and employers’ liability cover

What types of vehicle do we cover?

Whatever type of commercial vehicle you need to insure, and whatever business sector you operate in, we have you covered. We can insure the following, and a whole lot more. Visit Specialist Insurances for more information.

Container work
Construction industry
Tippers
Refrigerated vehicles
UK and continental transport
Low loaders
Own goods, haulage or courier
Tankers (non-hazardous)
Timber
Transporters
Vehicles with lifting equipment, including cranes and grabs

Have you thought about?

We offer the following additional products and services you might need. For further details – Call us on 01242 544 544

Business Legal Expenses

Protection and Advice for your business, including HMRC, Operator Licence and Employment disputes, written with the Transport Industry in mind.

Excess Reimbursement

Protect yourself from the cost of your excess in the event of a fire, theft or fault-accident claim. We offer several levels of cover, to suit your needs.

Accident & Illness cover

If you are unable to work following an accident, injury or illness then this cover will provided you with an income. We recommend that anyone who is self-employed to consider this invaluable cover.

Dashboard cameras

Receive a discount on your premium, and help to prevent fraudulent claims, by installing a dashboard camera in your company vehicles. You’ll find video clips and more information, here. [link to videos and more info]

Get an insurance quote

Answers to your frequently asked questions?

Can I get a truck insurance quote online?

The simple answer is no.

Our expert staff need a clear understanding of your business and your insurance needs so they can recommend the right cover at a competitive price.

Call us today on 01242 544544, or if you prefer us to call you, you can use our get a quote facility to request a call back. We’ll contact you to find out more, and provide you with a tailored, competitive quote.

How do changes to driving licence law affect my business?

Since 8 June 2015, the paper counterpart issued with a photo-card driving licence is no longer valid, and won’t be issued or updated.

As an employer, you are responsible for ensuring your employees have the licence they need to operate company vehicles. Because you can no longer check the paper licence, you’ll need to use the government’s new online service, which enables you to check driving licence data 24 hours a day, seven days a week.

Full details of the service are available here.

You can use the service to check:

That your employee holds a full driving licence for the type of vehicle they will be operating
That the licence is valid, accurate, and up to date
Whether they are still within their two-year probationary period
Whether they have any penalty points or disqualification on their licence

Can I pay for my insurance in instalments?

Yes! We offer various instalment options, all with competitive rates allowing you to spread the cost of your insurance premiums. We typically require a 10% deposit followed by 10 direct debit payments over the first 10 months of your policy.