Media insurance provides specialist cover for professionals and businesses operating in film, television, digital content, and the wider creative industries. Policies can include protection for equipment, productions, public liability, professional indemnity, and employers’ liability, depending on your activities.
Combined Media, Film, Television Production & Entertainment Insurance
Ratcliffes are one of the few specialist commercial insurance brokers in the UK that specialise in media industry insurance and we have many years experience to help you obtain the best cover possible.
We can provide cover for you or your company no matter what area of the media industry that you are involved in from Camera Operators, Production Companies, Actors, Make-Up Artists, Individual & Short Term Film/TV projects, Video Walls.
We offer short terms policies and annual policies for individuals and businesses for specific trades or for full film or TV productions.
Our policies cover; own kit, hired in kit, public liability and employers’ liability, plus additional covers which will be stated in their specific policy summaries.
Combined Media Policy
Our combined media policy is for specific trades such as Camera Operators, Actors, Make-Up Artists, Video Walls, Sound Recordists etc.
These policies are available on an annual or short period basis.
The following covers are optional:
- Own Kit
- Hired in Kit
- Public Liability
- Employers’ liability
And the following covers come built in to your policy:
- Alternative Hire Costs
- Loss of Hire Fees
- Legal Expenses
- Continuing Hire Charges
Combined Film & TV Production Policy
Our film & TV production policy is for short films, TV commercials, music videos, films, TV programmes or box sets etc.
These policies are available on an annual or short period basis.
The following covers are optional:
- Own Kit
- Hired in Kit
- Public & Employers’ Liability
- Material Damage cover for items used in production such as sets etc.
The added covers below are built in as standard:
- Negatives, Digital & Videotape
- Reshoot Cover
- Key Man Cover
- Equipment Cover
- Commercial Producers Indemnity
- Legal Expenses
To obtain a quotation please call Craig on 01242 544515 or email us at media@ratcliffes.co.uk
We also have specialist media schemes for Income Protection/Personal Accident and Commercial Motor.
Frequently Asked Questions
What is the difference between the Combined Media Policy and the Film & TV Production Policy?
The Combined Media Policy is designed for specific trades such as camera operators, actors, make‑up artists, video walls and sound recordists. The Film & TV Production Policy is arranged for individual productions such as short films, TV commercials, music videos, TV programmes or box sets.
What types of professionals can be covered under media insurance?
Media insurance can be arranged for a wide range of professionals and businesses within the media sector, including production companies, camera operators, actors, make‑up artists, sound recordists and other specialists involved in film, television and entertainment projects.
Can I arrange cover for a short‑term project?
Yes. Both short‑term and annual policies are available, allowing cover to be arranged for individual productions, specific trades or ongoing business activities.
What equipment can be insured?
Policies can include cover for own kit and hired‑in kit. This may protect cameras, lighting, sound equipment and other specialist production equipment, subject to the terms of the policy.
What covers are typically included as standard?
Depending on the policy arranged, standard covers may include items such as Alternative Hire Costs, Loss of Hire Fees, Legal Expenses, Reshoot Cover, Key Man Cover and Commercial Producers Indemnity. Full details are confirmed in the relevant policy summary.
Our Media Team
At Ratcliffes, our Media Team is dedicated to providing tailored insurance solutions for the media, film, and entertainment sectors. We leverage our strong connections within the industry to offer practical and effective coverage that meets the unique needs of media professionals. From short-term projects to extensive productions, we are committed to delivering policies that suit every aspect of your media ventures.
Our team, including Michael Ratcliffe MBE and Craig Snow, is well-versed in the specific requirements of media insurance. They work closely with clients to ensure seamless service and support, helping you secure the right coverage to keep your projects running smoothly and efficiently.
Michael Ratcliffe MBE
CEO
Craig Snow
Project Manager