Terms and Conditions

This site is provided and owned by:

M R Ratcliffe Consultants Ltd
Wolseley House
Oriel Road
Cheltenham
Gloucestershire
GL50 1TH

Company number: 2127940
FCA number: 309607

Use of this website

This website is to be used for the sole purpose of providing potential and existing customers in the UK with useful information about M R Ratcliffe Consultants and the services we provide.

Disclaimers

Due to the nature of the internet, visitors use this site at their own risk. We accept no responsibility for any detriment or loss whatsoever. No reliance must be placed on the accuracy or completeness of data until checked directly with us.

We are unable to guarantee that this site is free of viruses, technical or other harmful defects. We cannot guarantee the privacy of personal information transmitted to us, as the internet is not a secure communications system.

Data protection

We undertake to comply with the Data Protection Act 1998 for all personal information we receive from you over the internet. Unless required by law, by virtue of our being FCA registered, or where you give consent, all information you supply will be kept confidential to us and the parties involved in the course of arranging and administering your insurance.

Governing law

As www.www.ratcliffes.co.uk is established in England, the site’s terms and conditions of use are governed by, and construed in accordance with, English law. In relation to any legal action or proceedings arising out of, or in connection with, these terms and conditions, relevant parties shall irrevocably submit to the non-exclusive jurisdiction of the English courts.

Site queries

If you have any queries about the site’s contents or terms and conditions, or you encounter accessibility problems, please call Rita Harding-Williams on 01242 544544.