Back in the 1970s a young Mr Michael Ratcliffe arrived looking for business. On agreement he proceeded to sort all policies and put them in order, question some cover and ask about areas not covered. This was our man – he took charge. We were his first customer.

Today, he and his team continue to sort out the complex nature of transport and insurance very professionally.

As a family run business we are proud and happy to have been insured by M R Ratcliffe for over 40 years, and now have sons and daughters carrying on our close business relationship.

Thank you for the help and advice during our 40 years together.