Happy Birthday Ratcliffes


You can’t have a celebration without cake, and we at M R Ratcliffes have cause to celebrate. It has been 40 years since we started to provide insurance for the transport and haulage industry. 1976 was the beginning of a great adventure. It was a good year, momentous not just...

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Connecting the corporate world with the Christmas Spirit


At what point does Christmas begin? Each year it seems that the lead up to it gets earlier and earlier, no sooner has the Halloween paraphernalia been whipped off the shelves that you find Christmas lights and nodding reindeers being set up. Now I’m no Grinch when it comes to...

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