Ratcliffes History (Key Dates)



The year in which the 70 mph national speed limit was introduced and Michael Ratcliffe began his career in the insurance industry. Starting with Commercial Union Insurance he worked his way up through the ranks to become an Insurance Broker and eventually set up his own business.


Concorde takes it maiden flight in the same year that Michael Ratcliffe decided to spread his wings and set up M R Ratcliffe Consultants Ltd, specialising in the transport industry in the South West.


Following a major refurbishment of the Company’s Regency offices, situated in the centre of Cheltenham, the staff relocate to their present location.


The development of Commercial Vehicle Underwriting Schemes with leading UK insurers provides additional facilities for the Company’s growth together with an increase in staffing numbers.


Following continuous expansion, the Company decides to set up a Wholesale Division to provide transport insurance expertise for other insurance brokers throughout the UK. Ratcliffes goes digital for the first time with its very first website.


The company celebrates its 40th Anniversary in providing a high quality insurance service to the transport industry, for both the Company’s own retail customers and some 250 Broker Partners.

The Company decides to set-up a new Retail Division specialising in the SME non-motor market and acquires the necessary insurance expertise which allows it to provide the high quality service so well recognised throughout the insurance industry.

The Company’s founder Michael Ratcliffe, as CEO, continues to play a major role within the organisation.