Ratcliffe Underwriting

Helping you stand out from the crowd

In a competitive insurance market it can be hard to get noticed. There are many challenges such as premium increases coupled with standard truck insurance covers and not to mention unresponsive underwriters. Here at Ratcliffe Underwriting we take a personal approach. We are dedicated to provide you with a tailored truck insurance cover which not only meets client needs but is at the right price.

Ratcliffe Underwriting is a subsidiary of M R Ratcliffe Consultants Ltd. We act as a wholesale distributor to insurance brokers offering a broad range of insurance solutions for both commercial vehicles and non motor related covers. We are one of the country’s leading insurance brokers specialising in transport insurance. A family firm based in Cheltenham with traditional values and have recently celebrated our 40th anniversary.

Over 200 UK insurance brokers and intermediaries trust us to provide insurance covers for their clients. Just like them we can help you stand out from the crowd.

We are the BIBA scheme provider for Commercial Vehicle Insurance and members can listen to our webinar on Transport Insurance Cover by clicking on the images below.

Be Brexit readyAs the British Insurance Brokers’ Association’s (BIBA’s) motor fleet, haulage and transportation scheme provider, we were asked to provide some views for BIBA’s magazine `The Broker’ on how the transport insurance sector and its clients can prepare for a `no deal’ Brexit. Whilst the deadline has now changed to 31st January 2020, the advice remains the same. This is what we said read the article here…

Commercial Vehicle enquiry form

Goods in Transit / Combined Liability enquiry form

We can quote for;

  • Truck insurance for HGV, Lorries, LGV- Haulage contractors doing most types of work
  • Courier insurance / Multi drop work
  • Tipper and mixer operators including bespoke specialist quarry franchisee insurance covers
  • Carriers of own goods
  • Single vehicle operators to fleets

In addition to commercial vehicle insurance we offer;

  • Goods in Transit and Public Liability & Employers Liability covers for haulage, couriers and furniture removal contractors.
  • Breakdown cover for commercial vehicles up to 7.5 tonnes both own goods carriers & hire and reward (where we also arrange the commercial vehicle insurance cover)
  • Excess Protect- an excess reimbursement cover
  • Business legal expenses cover